Online Banking

We want you to know there’s been a change in Federal Reserve regulations, so we’re updating our funds availability policy disclosure. Starting July 1, 2025, the amount of funds available when you deposit a check may increase.

Here’s what is changing:

• The minimum amount of deposited funds that must be available by the next business day will increase from $225 to $275

• Cash withdrawal amount will increase from $450 to $550

• The threshold for large deposits (which may be subject to extended holds) will increase from $5,525 to $6,725

• The threshold for new account deposits (which may be subject to extended holds) will increase from $5,525 to $6,725

• The threshold for repeatedly overdrawn deposits (which may be subject to extended holds) will increase from $5,525 to $6,725

If your funds happen to be delayed for any reason, we will let you know. There is nothing you need to do – except enjoy the increase in available funds!

Thank you for allowing GBT to meet your financial needs!

 

Sincerely,

Holly May

Chief Operating Officer