Start building your savings today with an interest earning Consumer Savings Account from GBT. Whether you have a specific goal in mind, want a safety net account for emergencies, or are just saving for a rainy day, this account makes it easy.

• Minimum to Open – $100.00
• If daily balance falls below $100.00, a quarterly service charge of $6.00 will be charged.
• Allowed 3 withdrawals per quarter; $3.00 each thereafter
• Minimum Balance to obtain APY disclosed – $100.00
• Variable Interest Rate
• Earnings compounded and credited quarterly
• Earnings computation is based on daily balance
• No charge online banking (OLB)
• No charge eStatements
• FDIC insured

*APY=Annual Percentage Yield. APYs accurate as of 12/01/24. Rates may change after account is opened.

Designed to help our customers save money for Christmas each year! GBT will mail a check for the total amount in your Christmas Club account each November.

• Minimum to Open – $5.00
• No monthly service charge
• One annual withdrawal is permitted from this account.
• Minimum balance to obtain APY disclosed – $5.00
• Variable Interest Rate
• Earnings compounded and credited quarterly
• Earnings computation is based on daily balance
• No charge online banking (OLB)
• No charge eStatements
• FDIC insured

*APY=Annual Percentage Yield. APYs accurate as of 12/01/24. Rates may change after account is opened

Investing doesn’t have to be risky. Put your money in a CD and get a guaranteed return with no surprises. Each CD is insured up to the FDIC limit of $250,000, so you can relax knowing your money is safe and working hard for you.

• Minimum to Open - $1,000.00
• Fixed rates
• Choice of terms
• Interest credited or paid monthly, quarterly, semi-annually, or at maturity
• Choice of payout options
• Penalty for Early withdrawal
• FDIC insured

No one knows what the future holds, but with an interest-bearing IRA at GBT, you can know that you’re financially prepared. Let our financial advisors help you set up an IRA that fits your long-term goals.

• Minimum to Open - $1,000
• Fixed rates
• Choice of terms
• Interest compounded and credited quarterly
• Statement issued annually
• Possible tax benefits (see tax advisor)
• Penalty for early withdrawal
• FDIC insured