Set aside funds today with an account specially designed for just that purpose. We offer competitive interest rates and a variety of other benefits.
| Features | Savings | IRA | CD | Money Market | Christmas Club |
|---|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $1000 | $1000 | $2,500 | $5 |
| Monthly Service Charge | $6 for balance less than $300 | $0 | $0 | $9.99 for balances less than $2,500 | $0 |
| Interest Bearing | |||||
| No Charge OLB & Mobile | |||||
| No Charge e-Statements | |||||
| Early Withdrawal Penalty | One annual withdrawal is permitted from this account. | ||||
| Transactions Limits | |||||
| Special Features | Allowed 3 withdrawals per statement cycle | Check issued for funds in account, yearly (mid-Nov.) | |||
| Open Account Now |
Start building your savings today with an interest earning Consumer Savings Account from GBT. Whether you’ve got a specific goal in mind, want a safety net account for emergencies, or are just saving for a rainy day, this account makes it easy.
• Minimum Balance to obtain APY disclosed – $100.00
• If daily balance falls below $100.00, a monthly service charge of $6.00 will be charged.
• 3 free withdrawals per quarter; $3 each thereafter
• Interest compounded and credited quarterly
• Online banking available
• No charge E-Statements
• $100 minimum to open
• FDIC insured
Get an excellent interest rate and checking privileges too with this hybrid account. The Gibsland Bank & Trust Money Market Account offers you an easy way to make the most of your money without putting it somewhere out of reach, providing maximum return with maximum convenience!
• Balances over $1,000 earn interest
• 3 free withdrawals per month; $3 each thereafter
• $9.99 monthly fee waived on balances over $2,500
• Earnings compounded and credited monthly
• Online banking available
• No charge E-Statements
• Statements issued monthly
• $2,500 minimum to open
• FDIC insured
Investing doesn’t have to be risky. Put your money in a CD and get a guaranteed return with no surprises. Each CD is insured up to the FDIC limit of $250,000, so you can relax knowing your money is safe and working hard for you.
• Fixed rates
• Choice of terms
• FDIC insured
• Choice of payout options
• Penalty for early withdrawal
• Interest credited or paid monthly, quarterly, semi-annually, or at maturity
No one knows what the future holds, but with an interest bearing IRA at Gibsland Bank & Trust you can know that you’re financially prepared for whatever lies ahead. Let our financial advisors help you set up an IRA that fits your long-term goals.
• Save for retirement
• Interest compounded and credited quarterly
• Statement issued annually
• Possible tax benefits (see tax advisor)
• Penalty for early withdrawal
• $1,000 minimum to open
• FDIC insured