GBT will remain an independent community bank by providing high quality financial services and technology to small businesses, consumer, agriculture, and non-profit customers while providing a reasonable return for its shareholders and remaining an active citizen in the communities it serves, and FURTHER, that it has been and will remain a primary mission of Gibsland Bank & Trust Company and Gibsland Bancshares, Inc. to promote community development in their designated Target Market, a group of communities at risk of being financially underserved or distressed, through the provision of financial products and services to residents of the Target Market and to businesses located there, and to provide Development Services (as defined in 12 CFR Part 1805) in conjunction with the provision of financial products and services in the Target Market, all with a view towards improving the social and economic conditions of the residents of, and businesses located in, the Target Market.